- Discount Points vs. Lender Credits: Which One is Right for You?
Blog Discount Points vs. Lender Credits: Which One is Right for You? Buying a home is a milestone that brings excitement—and financial responsibility. If you’re planning to finance your purchase with a mortgage, you’ve probably come across terms like discount points and lender credits.
- Is Now the Right Time to Refinance Your Mortgage?
Thinking about refinancing your mortgage? Many homeowners are weighing their options to lower their monthly payments, access cash from their home equity, or change their loan terms.
But how do you know if refinancing makes sense for you right now? Here are some important factors to guide your decision.
- How Non-QM Loans Work: A Smart Alternative for Non-Traditional Borrowers
If you’re self-employed, a freelancer, or have non-traditional income, getting a home loan might seem challenging. Traditional mortgage requirements, like W2s or tax returns, don’t always align with how you earn your living. But don’t worry—there’s an option that could be just right for you: Non-QM loans.
Blog Discount Points vs. Lender Credits: Which One is Right for You? Buying a home is a milestone that brings excitement—and financial responsibility. If you’re planning to finance your purchase with a mortgage, you’ve probably come across terms like discount points and lender credits.
Thinking about refinancing your mortgage? Many homeowners are weighing their options to lower their monthly payments, access cash from their home equity, or change their loan terms. But how do you know if refinancing makes sense for you right now? Here are some important factors to guide your decision.
If you’re self-employed, a freelancer, or have non-traditional income, getting a home loan might seem challenging. Traditional mortgage requirements, like W2s or tax returns, don’t always align with how you earn your living. But don’t worry—there’s an option that could be just right for you: Non-QM loans.